When Can I Expect My 2020 Income Tax Refund?

Several factors can affect when you may receive your return, including:

  • When your 1040 is filed
  • If you are claiming certain credits
  • Whether your return is e-filed or sent by mail
  • And whether you have existing debts to the federal government
If your return is accepted by the IRS between these dates ==== > Your Direct Deposit will be sent (or Check Mailed):
  • 1/20/20- 1/24/20 —> Friday 1/31/20 *
  • 1/27/20- 1/31/20 —> Friday 2/7/20
  • 2/3/20- 2/7/20 —> Friday 2/14/20 **
  • 2/10/20- 2/14/20 —> Friday 2/21/20 **
  • 2/17/20- 2/21/20 —> Friday 2/28/20
  • 2/24/20- 2/28/20 —> Friday 3/6/20
  • 3/2/20- 3/6/20 —> Friday 3/20/20 ***
  • 3/9/20- 3/13/20 —> Friday 3/27/20
  • 3/16/20- 3/20/20 —> Friday 4/3/20
  • 3/23/20- 3/27/20 —> Friday 4/10/20
  • 3/29/20- 4/3/20 —> Friday 4/17/20
  • 4/6/20- 4/10/20 —> Friday 4/24/20
  • 4/13/20- 4/12/20 —> Friday 5/1/20
  • 4/20/20- 4/24/20 —> Friday 5/8/20
  • 4/27/20- 5/1/20 —> Friday 5/15/20
  • 5/4/20- 5/8/20 —> Friday 5/22/20
  • 5/11/20- 5/15/20 —> Friday 5/29/20
  • 5/18/20- 5/22/20 —> Friday 6/5/20
  • 5/25/20- 5/29/20 —> Friday 6/12/20
  • 6/1/20- 6/5/20 —> Friday 6/19/20
* = IRS may delay tax filing season by one week or more due to changes in tax law.
** = Returns with EITC or CTC may have refunds delayed until late February to verify credits.
*** = Filing during peak season can result in slightly longer waits.

The IRS is also continuing to delay processing by 2-3 weeks of income tax returns with the Earned Income Tax Credit (EITC) or Child Tax Credit (CTC), since these credits have often been the focus of misuse and abuse.

IMPORTANT: If you file electronically (using an online tax program or preparer), the IRS will notify you of the actual date they “accepted” your return. This is often 1-3 days from the time you actually hit the “file” button, and it is this date that you need to use for the above chart.

Taxpayers who mail a paper version their income tax return can expect at least a 3-4 week delay at the front-end of the process, as the return has to be digitized before it can be processed.

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