Several factors can affect when you may receive your return, including:
- When your 1040 is filed
- If you are claiming certain credits
- Whether your return is e-filed or sent by mail
- And whether you have existing debts to the federal government
If your return is accepted by the IRS between these dates ==== > Your Direct Deposit will be sent (or Check Mailed):
** = Returns with EITC or CTC may have refunds delayed until late February to verify credits.
*** = Filing during peak season can result in slightly longer waits.
The IRS is also continuing to delay processing by 2-3 weeks of income tax returns with the Earned Income Tax Credit (EITC) or Child Tax Credit (CTC), since these credits have often been the focus of misuse and abuse.
IMPORTANT: If you file electronically (using an online tax program or preparer), the IRS will notify you of the actual date they “accepted” your return. This is often 1-3 days from the time you actually hit the “file” button, and it is this date that you need to use for the above chart.
Taxpayers who mail a paper version their income tax return can expect at least a 3-4 week delay at the front-end of the process, as the return has to be digitized before it can be processed.