We partner with top payroll providers to simplify 401(k) setup and ongoing management.
We’ll onboard your employees and help them set contribution rates, make investment choices, and more.
We offer 40+ index funds from Vanguard and other low-cost providers, along with managed portfolios.
Guideline makes 401(k) plans easy by integrating with payroll, onboarding employees, and handling plan administration and compliance.
Choose from over 40 mutual funds from Vanguard and other low-cost providers. Or we’ll help each employee pick a portfolio that fits their goals.
We’ve built everything into one platform, so there’s a low monthly fee for employers, no portfolio fees for employees, and no surprises.
We’re entrepreneurs, investment pros, and technologists who are building better ways to plan for the future, and we’re excited to work with you to make it happen.
Now it’s even easier to offer a 401(k). Guideline makes
pricing simple and transparent — and our clients save
an average of 50% on 401(k) fees.
Citation: Based on industry average bundled investment, recordkeeping and trustee fees of 1.85% for plans with 10 participants and $500,000 in assets. Source: 401(k) Averages Book, 17th Edition.
Guideline’s two-way API Integrations mean that all employers have to do is keep payroll up to date, run payroll, and the 401(k) takes care of itself.
All investments have fees, no matter where you invest. You won’t find any financial institutions who will work for free, but some will charge more than others.
Simple logic demonstrates that, if more money is taken out of your account for fees, you’ll have to make up for it in returns (which aren’t guaranteed).
When everything else is equal, higher fees can have a huge impact as they compound over time.
Our managed portfolios have a blended average fund expense ratio of 0.06%
Guideline's blended average annual fund fees for managed portfolios*
Average fees that 401(k) providers charge**